Welcome To Dicker & Deal Cash Centre
Dicker & Deal Inc.’s 4th expansion, Dicker & Deal Cash Centre opened for business in May of 2001. Expanding our business closer to the west side of Lansing enabled us to bring the same quality of service and products you would expect from Dicker & Deal.
Dicker and Deal Cash Centre provides the general public with Temporary Cash Services. If you need cash fast, we are your best choice for Merchandise Loans, Payday Loans, and other financial convenience services. We offer our customers a quick, convenient and confidential way to borrow money when you need it most. Obtaining a merchandise loan at Dicker & Deal Cash Centre is easy – we loan money based on your valuables, NOT on your credit. And, we’ll match or beat any deal.
Dicker and Deal Cash Centre Payday Loans offers the assistance you need when you are hit with unexpected expenses or provides a short-term cash need between pay periods. Come see us for a payday loan. Bring in the coupon from this website for $15 off your first payday loan fee.
We also provide our customers with Western Union Wire Transfers, Money Orders and Prepaid Debit Cards, bill payment services, notary services, faxing/copying, stamps and phone cards.
Dicker and Deal Cash Centre’s goal is to provide our customers with financial services options that will allow them to stretch their dollars and make ends meet in times of unexpected expenses. Our goal is also to provide our customers with quality pre-owned merchandise at prices far below retail, and to create an atmosphere that invites all people to shop here, even those who would not ordinarily consider buying second hand.
We pride ourselves on building trusting, long lasting relationships with our customers. We invite you to experience our top-notch customer service along with a friendly staff that is dedicated to your complete satisfaction. Visit Dicker and Deal Cash Centre today.
Need Cash in a Flash?
Dicker and Deal will loan money on most anything you have that is valuable: jewelry, tools, electronics, and much, much more.
We offer 15 and 30 day instant cash loans on your valuables, not your credit. No credit checks! Other lending institutions check your credit history – we do not. We lend cash instantly on your items. No impact to your credit report!
Have you upgraded, or simply have items taking up room that you just don’t want any more?
Obtaining a Merchandise Loan is quick, easy, and completely confidential. Simply bring in your merchandise for an appraisal, and walk out with cash in your hand! All merchandise is securely packaged, labeled and stored, so you can be assured you will get back exactly what you gave us. It’s that easy.
We value your property and take good care of it. Licensed by the city of Lansing and fully insured, we give you peace of mind.
Family owned and operated, Dicker & Deal has been serving the Greater Lansing area since 1973. We pride ourselves on building trusting, long-term relationships with our customers. We appreciate your business.
Dicker and Deal payday loans is a quick and easy way to obtain needed cash between paydays. We understand that paychecks don’t always stretch and things like car repairs, higher than expected gas and electric bills or even needed groceries can tighten your finances. This is when a payday loan can come in handy.
Customers can request a payday loan or advance of $50 to $600 and, upon approval, get cash in minutes. It’s that easy.
The following are items needed to apply for a payday loan:
To apply for a payday loan, please visit us at our Cedar street location or our Dicker & Deal Cash Centre on Saginaw street.
Dicker and Deal will put cash in your hands when you need it most. Let us help.
If you need to find a place where you can pay your bills with cash and in person, you’ve come to the right place. Convenient, dependable and secure, our walk-in bill payment service allows our customers to pay multiple bills. Billers include utility providers such as your gas, power and water companies, credit cards, phone companies and more.
Along with walk-in bill payment, we also offer prepaid wireless and prepaid long distance. Payments can be made in same day processing, next day or standard (1-3) processing depending on the bill.
To obtain these services, come to our Cedar street location or our Dicker & Deal Cash Centre on Saginaw street.
Dicker and Deal offers a convenient option when you want your check cashed right away, with no holding period. There is a competitive low cost fee. Bring in your check, walk out with cash, It’s that simple! This option is for our customers who receive the following types of checks:
You can cash your checks, upon approval at either our Cedar street location or our Dicker & Deal Cash Centre on Saginaw street.
We offer purchase of money orders. Money orders are a great way for customers to make purchases and pay bills quickly and safely, without the expense of maintaining a checking account. Western Union money orders are recognized and accepted throughout the United States and in many foreign countries.
For centuries, buying gold has been recognized as one of the best ways to preserve one’s wealth and purchasing power. Gold is a unique investment, one that has served mankind well for thousands of years. From the times of ancient Egyptians, Greeks and Romans to more modern times, man has been fascinated with the beauty and magic of gold, and with its power to change men’s lives. Dicker & Deal would like to help change your life. We are paying top dollar for all of your unwanted jewelry, even if its broken! It’s time to get the cash you deserve for your gold in an easy and confidential process. Be part of what many have already experienced! Don’t want to part with your jewelry but need some cash? You don’t have to with Dicker & Deal!
Dicker and Deal will loan money on most anything you have that is valuable: jewelry, tools, electronics, and much, much more. We offer 15 and 30 day instant cash loans on your valuables, not your credit. No credit checks! Other lending institutions check your credit history – we do not. We lend cash instantly on your items. No impact to your credit report!
Obtaining a Merchandise Loan is quick, easy, and completely confidential. Simply bring in your merchandise for an appraisal, and walk out with cash in your hand! All merchandise is securely packaged, labeled and stored, so you can be assured you will get back exactly what you gave us. It’s that easy. We value your property and take good care of it. Licensed by the state of Michigan and fully insured, we give you peace of mind. Family owned and operated, Dicker & Deal has been serving the Greater Lansing area since 1973. We pride ourselves on building trusting, long-term relationships with our customers. We appreciate your business.
With Western Union money transfers, sending or receiving money is easier and more convenient than ever. Send money 24/7 to friends and family. You can also pay your auto, credit card, and mortgages as well. Wire transfer can be sent in minutes or by next day service. Customers can also pick up money sent to them via Western Union at our store. A government issued photo ID is all that is needed.
Dicker and Deal provides notary services for most of your documents. A Government issued ID is required.
Western Union Prepaid Debit Cards
Managing your money is easier than ever with a Western Union® reloadable prepaid MasterCard®.
Western Union® MoneyWise™ Prepaid MasterCard
Western Union® Gold Card Prepaid MasterCard
Enjoy benefits including:
Additional fee could include Re-issue card fee of $5, Bank to card transfer fee of $1 and a paper statement fee of $3, and currency gains and fees.
Loans are a quick and easy way to borrow money without a credit check or hassle. Loans are based on the value of your collateral, not your credit rating or pay schedule. A typical loan has a term length of 15 or 30 days. If you cannot pay your loan back in full, we offer extensions to give you extra time. You may also choose to surrender your collateral as payment in full.
If you are unable to pay back your loan in full on its due date, you may get a renewal/ extension. That means that you pay the re-purchase option fee on your loan in full and the new due date is set. The principal loan amount remains the same, as does the re-purchase option fee. You may extend the length of your loan as many times as you wish.
Most of our customers repay their pawn loans and pick up their items. If a customer chooses not to repay the loan, the collateral items are forfeited and are accepted as payment in full. Some customers though choose to sell their unwanted items rather than get a loan.
Loan amount is based on the current value of your item. Item’s condition, market value and our ability to resell the item all play a role in determining the price. Our highly trained associates will use all research tools at hand to evaluate item’s value and get you the cash you need or the most they can.
We test all items for their performance. General merchandise is visually inspected and then tested by plugging it in and turning it on. Accessories such as remote controls and original cables all add to the value of an item. Gold & Diamonds are tested using jewelry loupe and electronic testers noting the cut/color/clarity/carat (the 4 C’s). Items in good condition usually get appraised at higher value. We will also buy any broken gold jewelry.
The price of commodity is based on current market values. Prices can fluctuate greatly due to unstable economy and market conditions.
Yes. You can have unlimited number of loans with Dicker & Deal at the same time.
Unfortunately we cannot provide accurate quotes over the telephone. Loans are greatly based on the condition of an item which is not possible to establish over the phone. The item has to be inspected by one of our associates.
Yes. All aspects about any transaction are confidential and secure. Dicker & Deal does not share any collected information with any private parties.
Loan standards are based on current market value for pre-owned merchandise. The loan amount we are able to give you is based on our ability to resell the item in the future if it is forfeited. Pre-owned items sell for much less than new items therefore they are worth less as collateral. At the same time they are priced accordingly if become available for sale in our store. Our customers enjoy the convenience of being able to trade unwanted items for something else they need.
It is our duty to keep all items safe and in a secure area while in loan. It is also our responsibility to keep them in good condition. All accessories brought with the item are kept together in secure area, and will be returned when the loan is paid in full. Our loan inventory is linked with the state of the art computer system that allows us to track all items at any given time.
Yes, but you must give the name of that person to one of our associates in person rather than over the phone.
Anyone however may pay on your loan on your behalf as many times as needed.
Yes. We are subject to many State, Federal and local laws. State and local authorities strictly regulate all aspects associated with loan transactions.
Regardless of what you see on TV and in the movies, second hand stores & pawnshops are the worst place to get rid of stolen merchandise, and criminals know about that. All items obtained by Dicker & Deal are processed through an Internet-based crime-fighting tool called Business Watch International, where information on all loans and sold items is shared with police departments nationwide. All items are held for 14 days before cleared by local authorities and only then are available for sale. Each customer is required to present a valid government issued I.D. and be fingerprinted at the time of business.
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Valid driver’s license or other state-issued photo ID
. Checkbook with your pre-printed checks
. Most recent bank statement
. Valid phone number and proof of street address
As per State of Michigan law, loans from $50 to $600 can be applied for. You may qualify for a particular advance amount based on your current income.
We do not use traditional credit bureau reports but do verify certain information you provide thru third parties.
Amt Financed $100 $200 $300 $400 $600
Fees $15.45 $29.45 $42.45 $54.45 $76.45
Per State of Michigan law, you are not permitted to rollover your advance.
You may rescind the transaction at no cost by returning to our store no later than the end of the following business day.
If you are eligible, we can offer you a Repayment Plan which allows you to repay your loan in three payments which the pay dates are based on how often you receive income. There is $16.13 fee to use the Repayment Plan.
Whether you are repaying in full or through a Repayment Plan, if your check is deposited and is returned by your bank due to insufficient funds, you will be charged a returned check fee, as permitted by state law. You will be responsible for payment of your account in full, including any returned check charge.
We will work with you to pay your loan in full to the extent allowed by law, but, if necessary and appropriate, we may attempt to collect our debt through various collection methods.
We do not pursue criminal actions against you if your check is returned unpaid. However, if necessary, we may seek civil remedies to collect past due accounts.
Yes, your loan would be due the day you receive your Social Security check the next month.
Pawn broking is the oldest method of lending money; it dates back to early China 3,000 years ago. Pawnshops served as primary lenders to their communities and provided financial bases for some of the more important historical events of their times. According to the National Pawnbrokers Association, even Queen Isabella of Spain pawned her royal jewels to finance Christopher Columbus’ expedition to the New World.
The pawn industry came to America with the first settlers in the early parts of the 18th century. Pawn broking was regarded as the main source of consumer credit. With the rise of large consumer credit institutions, such as finance corporations, savings and loan associations, and credit unions, the pawn shop is no longer the main source of consumer credit but it plays a vital role in it.
Pawnbrokers loan money to people based on the value of the items they pledge as collateral. In recent years many pawnshops became an easy way to get rid of unwanted goods. Dicker & Deal is not a pawn store but is a second hand store that offers “pawn-like” services, and offers many services previously not offered by the industry. Merchandise loans, check cashing, bill pay, purchases of unneeded items, and ability to exchange items through the recycling program are some of the services offered.
The general public needs to borrow small sums of money that other financial sources are not willing to provide. What chance do you think you would have in securing a $300.00 or smaller loan from a financial institution for any period? The cost of the paper work alone prohibits them from making such loans on a regular basis. Dicker & Deal offers short term collateral loans ranging from five to fifty thousand dollars.
All items obtained by Dicker & Deal are processed through an Internet-based crime-fighting tool called Business Watch International, where information on all loaned or sold items is shared with police departments nationwide. All items are held for 14 days before cleared by local authorities, and then put for sale. Each customer is required to present a valid government issued I.D. and be fingerprinted at the time of business.
Regardless of what you see on TV or in the movies second hand stores and pawnshops are the worst place to get rid of stolen merchandise. We train our associates to be on the lookout for any stolen items.
WANT TO SELL AN ITEM?
STEP 1
Click the ‘CHOOSE FILE’ button to the right to browse your files for the item you would like to sell. Once you have selected your image file, please click the ‘OPEN’ button to complete the process.
File size must be 2mb or less.
STEP 2
Please fill out the form to the right and click ‘SUBMIT’. Once we receive your submission, someone will contact you as soon as possible.
RECYCLE YOUR MERCHANDISE
Many previously enjoyed items may be cluttering your living and storage space. Dicker & Deal offers convenient and valuable service that allows one to sell unneeded items for cash or exchange FFthem for other items. This program was initiated to provide families with instant spare capital and it’s an easy way to update your lifestyle.
You can bring goods, such as jewelry, gold, platinum, diamonds, broken gold, tools, electronics, musical instruments, car stereos, motorcycles, ATV’s and many other valuables into Dicker & Deal and we will evaluate each item and provide you with cash in minutes. You end up with extra spending money, organized living space, and a good deed by helping other families with getting items they need.
Many of our customers save thousands of dollars throughout the year. You get a great shopping experience with discount prices at Dicker & Deal. All items are tested and certified to fully-function. Since most of our merchandise is pre-owned, there is no surplus inventory, so when you find something you like, buy it when you see it as it might not be there tomorrow.
Dicker & Deal offers an easy lay-away plan. Just put 20% down to secure the item and 30 days to pay for it.
Don’t think twice – keep more cash in your pocket – “Recycle your merchandise”